without significant investment,we cant hire someone to create own wallet.
I understand it now and that's your option as you're just starting out. But it's best for you to have your own developer instead of just running out. Your own P2P exchange should run onto your own platform and you're the provider.
It's not like that you're just going to avail a cloud service that would the thing for you. Well, that's just an opinion but hopefully you find your other option that will fit to your standards.