Having crypto and Fiat is indeed but what about Gold? Even if I am a strong crypto believer I don't think Gold is useless because it can be much helpful in emergency conditions. If I am not wrong at least 30% of my total asset value is in gold 40% in rental property because it is stable and passive income so no need to worry if your other investment is not working.And the remaining only is in the crypto and liquid cash and saving in my bank will be about 5%.
You sound like perfect with your allocation of funds with purposes. Rental property cannot be possible in most countries unless otherwise I need to be a millionaire in my country.