Plan 1: Buy BTC and ETH only. Spend $50 and buy 50% BTC and 50% ETH. No schedule and buy on dips.
Plan 2: Buy BTC, ETH, and LTC. Weekly, regardless of the current cost of each coin. Alternate between coins so 1 week buy 50/50 BTC and ETH. Next week buy 100% LTC. Next week buys 50/50 again.
HODL both obviously.
Also at what point is a hardware wallet required?
If I have to choose a good plan, I prefer plan 2. Because if we buy gradually every week regardless of the price of coins, it makes it easier for us
to collect coins. If we have to wait for the price to dip, it is more difficult to buy the coins we want. Because sometimes it takes patience if we want
to buy at a dip price. What is feared is that because we are impatient, in the end the desire to buy coins disappears. All coins that we successfully
buy should be hold for the long term, because that way can generate large profits.