of the top 5 cryptocurrency on coinmarketcap, then we will see that only the price of XRP has not risen very high and reached the new ATH price, because ATH price of XRP is $3.84 on Jan 04, 2018 (3 years ago), so I am sure if now is the right time to buy XRP, because I think the price of XRP will increase very high and create a new ATH price (such as BTC, ETH and BNB), then of course you will get a big profit from investing in XRP at this time.
As you mentioned all the time in your post, you need profit, right? You will earn more profit in the others altcoins, why would I buy ripple coin. Ripple has some bad reputation where EOS blockchain price didn't touch new ATH.