of the top 5 cryptocurrency on coinmarketcap, then we will see that only the price of XRP has not risen very high and reached the new ATH price, because ATH price of XRP is $3.84 on Jan 04, 2018 (3 years ago), so I am sure if now is the right time to buy XRP, because I think the price of XRP will increase very high and create a new ATH price (such as BTC, ETH and BNB), then of course you will get a big profit from investing in XRP at this time.
Indeed XRP is the only top 5 rank cryptocurrency that is so undervalued and hyper-suppressed because of the lawsuit filed by SEC and because of the XRP haven't reached yet its ATH and not even make a new ATH so this is a very good opportunity for us to accumulate XRP because once that the verdict favored to Ripple, it will definitely pump massively and will fly to the moon.
I know XRP on the top 5th rank but is not give guarantee how many people loss much money there when SEC commission problem, although at the end Ripple is the winner many investor have sell their ripple coin on lower price, how ever is very bad way for many people to buy back and become for ripple investor again.