And lets get something clear here:

To begin with, please ignore posts by Ivan Nabokikh. That person in his incompetence banned or muted so many people he is afraid now when some of them come back under different names. I witnessed him banning one of the commentators here in Universa public channel for the statement he made accusing Smart Gold of a scam. On another note, he shouted in his burst of rage privately "I hate you, I hate you, I hate you" to another Admin just because he "dared" to post the news before Ivan Nabokikh did. To this day he continued accusing others, (ex-Admins included) of being tired, confused, requiring rest, has he competence to judge people like this? Certainly not, as there are people monies involved in this project.
As community manager Ivan is incompetent to handle critique by delivering answers any answers. After all, how could he?
You could read in Universa channels statements by Universa team to have haters and enemies. None of this is true. in the series of posts, I will show the only enemy Universa has is the Universa itself. I will get back to SmartGold scam later on.

 Newest example:

https://bits.media/v-sez-dubaya-postroyat-zavod-po-pererabotke-dragotsennykh-metallov-s-ispolzovaniem-blokcheyna/
"Dubai Multi Commodities Centre (DMCC) has signed a contract to build a precious metals processing plant that will use blockchain for traceability. According to a press release, DMCC, a free economic zone (FEZ) set up by the Dubai government, has signed a contract with REIT Development to build a precious metals processing plant that will incorporate blockchain into its operations. The 100,000-square-foot facility will be the largest such plant in the Gulf Cooperation Council. The facility will deploy a suite of processes for the deep cleaning and storage of gold, silver, rhodium, palladium, and platinum. These precious metals will also act as collateral for GoldCoin, SilverCoin, RhodiumCoin, PalladiumCoin, and PlatinumCoin stable coins. Stablecoins will be issued on Etherium and will be linked to the current value of one gram of the relevant precious metal. The precious metal-backed stablecoins will be available for trading on DMCC's gold exchange platform. Construction work on the facility is expected to be completed by the end of 2022. According to REIT Development chief operating officer Mike De Vries, blockchain will change the precious metals industry"

Originally Universa made that very same statement. Oh forget about the U-GOLD and U-CHF, few in the sea of bogus business developments being announced, this video posted in Universa Today at 4:15 reveals the scope of the fraudster claims by Universa. As you all following Universa are aware of: Rewind the video at  4:15  "Try to connect the dots (rhodium, palladium, nickel,  alluminum, something like that we have on the pipeline)".

Again. only the drop in the sea of false claims by Universa.