As for the wallet I make use of (imtoken) you can recover the 12 phrase word but you will have to input your wallet password
Yes I know this. But of course you must always know the seed phrase, even though you were able to back up it using your password. Once your phone got rekt or broken, and your only copy is on the phone then you are doom. You needed still the seed phrase for accessing the wallet if ever you want to use new device and password not gonna work anymore on that cause that is only for the device you used before.