Given the fees, I think it's not ideal to initiate a regular transaction because of the high fees. Recently, I had a transaction with my friend using Bitcoin with the same centralized wallet. There are no fees when transferring from wallet to the other. However, if we are to use a different wallet or a decentralized one, expect that the fees would be high. Like for example, I want to use a service with Bitcoin, but I just realized that on top of the original price, the transaction fee was very high. To me, I think it's not ideal for us to keep using Bitcoin in our regular transactions unless there is a way that it can reduce fees like the Lightning or something.