Buying BTC now is extremly risky.This is a bubble what we see now. Soon the prices will drop to 20k then buy BTC.
But now is not the time at the end of the bull run.
Keep complaining here Bitcoin present situation won't proof anything. It's your decision if you will stay in the boat or not. Bitcoin trading around ~$50k so taking $20k unrealistic for me. However, I'm really concerned when investing this highly volatile item. If Bitcoin drops below that I'll sell myself. Anyway, I'm looking at bounce back.