Should we use Bitcoin for regular transaction now? While mempool is overloaded
So average transaction fee right now is about 16 bucks. Is it to much?
It depends on what you consider as a regular transaction.
If the transaction fee is too high for you, you are free to use alternative methods. And whether it's too much or not is a matter of opinion. Everyone has their own way of doing things.
You are right because I understand that it depends on the method you are using personally and if such thing occur you have apply another method to sort it, I think everybody has it way to overcome it difficulty during transaction, so in a null shell it depends.