of the top 5 cryptocurrency on coinmarketcap, then we will see that only the price of XRP has not risen very high and reached the new ATH price, because ATH price of XRP is $3.84 on Jan 04, 2018 (3 years ago), so I am sure if now is the right time to buy XRP, because I think the price of XRP will increase very high and create a new ATH price (such as BTC, ETH and BNB), then of course you will get a big profit from investing in XRP at this time.
I agree with you that investing in XRP will be very profitable, at this time XRP has taken the top 4 position on Coinmarketcap, its popularity has been increasing in recent months. XRP coin is very much favored by investors so that buying and selling transactions on the crypto market have increased. For beginners it is better to invest in XRP because it doesn't require a lot of money. From the information I got, Peter Brandt, who is experienced in the commodity market, predicts that the XRP price will go up to break its all-time high.