Government isn't just "bad". It depends on the government of course, but having something that rivals with the offerings from the government and the financial industry is important for the global and social equilibrium.
Why do you think that is important? because at this time there are still many governments in different countries that do not like offers that deviate from state regulations, so they also do not want to compete even though this can have an effect on global and social balance.
Because we don't enough infrastructure in place that could govern people on its own. It is a wild dream to believe that at this point in time we would be able to govern every aspect of like without having any government at all. I am not saying it will never be possible, but I believe there will also be some sort of governing body. Imagine in how many countries the military may decide to overtake control? It is not as easy as you think to just live without government.