I disagree with the flow that you shared. I think this is the right flow for it.
FIAT (Coins) ---> Digital Currency (Bitcoin, Ethereum, BCH, XRP, etc... --->  Electronic Money (Gcash, Paymaya, Paypal, etc...))
Correct me if I'm wrong but right now, I'm not using Digital currencies to pay something even online. I'm always converting my Digital Currency into Electronic money which is like you shared Gcash, Paymaya are the ones we are using.

Although I disagree with you, I agree to the fact that people right now are preferring to use E-Money than using Fiat (at least when they buy online) but still there are some people who are preferring to use the usual cash that we are using even though it can be a carrier of the virus. I believe that this pandemic has opened more the online payments - the modern type of payment that the OP has shared. Now with regards to telling people about digital currency or in this case cryptos, it is becoming more popular already and I think that I don't need to share it to them. I will let them know and let them decide because for me that is the better decision.