If banks and governments create their own cryptocurrency, will the people still be the ones to give value to it like Bitcoin and will we be able to store it in our own ledger to protect our own money?
The government does not offer any type of investment, it's just only currency like a stable coin if we compare it to crypto. And of course, I would still use it as it's safer compared to the currency in crypto, besides, crypto is still under regulation, exchanges and any other payment system, they follow the rules of the government, otherwise, the government could easily ban them.