FIAT (Coins) ---> Electronic Money (Gcash, Paymaya, Paypal, etc...) ---> Digital Currency (Bitcoin, Ethereum, BCH, XRP, etc...)
Due to the spread of the Covid-19 virus in different countries, people have become aware that many viruses can be obtained from fiat money. That's why in our Country suddenly dropped the percentage of users of fiat money especially coins. And because of locked downs, people are just stay at home. So, they start their works online and also making transactions online, buying and selling online and instead of paying a cash money, they use electronic money for payments or even sending money for their love ones. Also, through this pandemic many people start using cryptocurrency where they can earn money as another source of income. So, making transactions outside is really difficult nowadays, but because we have a lot of modern types of mode of payments, no need to worry about that. We can make transaction easily just by using your phone, computer and other gadgets, with fast transaction, safe and hassle free because you just make transactions while stay at home, and away from VIRUSES. From Fiat money, we use electronic money and now digital currency is available to be used anytime. If we have friends who don’t know about digital currency, we can help them understand and learn about it so that they can use it as well and at the same time we can help the demand of bitcoin and other digital currencies to increase.
I actually do believe that you're right. Check any industry, any trade, anything whatsoever, there is always a form of development over the years. Things are always developing to get better. Technology helps to improve things such that they only get better with each passing year.
So it is not surprising that the same is happening with the financial system. There is always room for improvement and that's why the means of payment moved from trade-by-barter, to use of valued items such as gold, to use of coins, to use of paper currencies to the use of electronic payment and now to the use of digital money.
It would be catastrophic for anyone to stuck with the past and refuse to get on the moving digital train of monetary system. Digital currency is what the world is moving on to now and it's only wisdom to adopt it now.