It’s the best financial advice, covid is the marketing keyword to remind you, if you don’t spend every last penny in the wallet, you can never have a chance to spend that again. Spend until you drop you plebs!
You need to stop thinking this way.
You can never spend the whole of your currency while leaving the earth. What's the point of leaving your family here.
The rich ones always have a will and how their wealth should be split incase they are no longer in existence. They also most of the time GIVE a % allocation to the orphanage, they do this as way of giving back to people in other to show care and sometimes reward as their religion advices.
You can't spend the whole of your wealth while on earth however, always spend quality with your self and go for health check ups.