And you may now know if you may also die when you are spending your money. 

In fact, everyone will not know when we will die, we don't know whether one second later we are still alive or not.
But, does it mean that we must spend all of what we have because of that?
NO, Eactlt I will never follow your advice.

We are living for work, prayer, and activities that are helpful and also nice for our life. We may not know whether we are still alive or not. But that doesn't mean that we can do whatever we want before dying and also spending every single cent of our money. We have our dreams and also expectations. We also have plans and also management of our funds in order to prepare for our future. Whether we are still alive or not, it may be helpful for somebody in the future, for our kids, family, and others.