For me everything has been changed because of how fast things are on the internet,
People became greedier, lazier , and of course smarter I think we have been overwhelmed by how easy things has been because of the technology and it is the result of it all.
Wait, you forgot that many had suffered losses because of being greedy. They'll think that they can make an instant return in here, they got rushing, jumping on the boat that they never know is likely they are helping themselves to lose their money. But, we have to accept these changes, it is a part of technology upgrade and people would find themselves comfortable with this change.