Apart for the Mint/blackcoin war ...
20% inflation and then after 4 years 5% per year forever is insane.
If you really believe in this coin for the long term and it becomes a worldwide currency it will be a worse plague than fiat.
It won't be 20% inflation, but less than that because that 20% presumes that 100% of the coins will sit quietly and acquire coin age, which is false.
Even at 5%, if this were possible, it is less than the inflation of the money supply.
If you think that cryptos and altcoins are worse than fiat, then you have no idea how central banks and the debt-money scam works.
http://www.youtube.com/watch?v=iFDe5kUUyT0Was that to subtle for you? Probably.
If there is no actually 20% then somebody change this:
which gives the highest payout at 20% the first year, then decrease 5% per year until the 4th year it reaches annual interest rate of 5%, then it will remain at this rate.
And explain in a few words about the max and min.
And I do hope the coding is right and we don't end like DOGE who turned to inflation overnight due to dizzy devs.
I still think, inflation is the right way to go. Currencies need inflation unlike commodities like gold that live on deflation. But virtual currencies are no gold, they have no use when not spend.
PS: I am really puzzled, that bc is going where mintcoin was supposed to: price increase since pos. Maybe I'd end up dumping my mint too.