Yes, a winter of 2-3 years is coming, if you don't believe this you will lose all your money
I'll only lose my money if I panic sell. But holding it won't. The value would drop but that doesn't mean it will lose and will go to zero.
you need to understand how to play this game, holding is just a good idea if you really don't care about the invested money.
Bears are in control.
That's why I'm holding. I've been holding with the past bear market so this won't be a big deal to me. The worry goes to the newbies who recently invested and they don't how to handle the market pressure and the psychological effect that it gives to them.