XMR needs to get it's UX/UI better and I think it would have serious potential. It's just too much of a pain to transact with for the average Joe who has little-to-no tech skills. It's a great piece of tech though.
Did you check XMR in the last years, or you've just read some extremely old news on this?
Monero has GUI wallet for quite some time and I find it super friendly. I've even looked up
a guide for you, which, although it has the images in Spanish, I think, can give you quite a good idea.
One thing that's for sure is that the tentacles of the trad banking system are going to try to wrap themselves around BTC more and more in the coming years. I just hope the devs and people working on BTC are aware of that and thinking about what adjustments or upgrades the protocol might need in order to maintain it's initial vision of sound money outside of any centralized control.
For years people were expecting institutional investors come and put their money into Bitcoin. Now they have come. Banks are inevitable in this.
But the devs are just fine. They did well and they know that community has to also consent the changes, else chaos can come out i.e. a lot of forks.
On the other hand, LN is seen by many as a way too big step towards centralization, so the future won't be all nice and shiny. Still I think that LN can be more private than on-chain tx.
Saylor even hosted a meeting with Elon and N. America BTC miners to try to move towards a "greener" mining opperation.
This is off-topic, but I'll answer:
It's known fact that 2/3 of mining is OK. And the rest of the miners will most probably don't care. All in all this is a strangely weak PR move and basically that's all.