I never borrowed to trade btw, because that's not healthy, imo. I prefer to be a less greedy short time hodler. I joined several telegram groups and paid attention to social media that discussed crypto (especially Twitter). although some people think that it's useless, I think I'm good enough to use it. I only buy coins that are dipping and are expected to rise again in the short term, although the profit is not much, the profit is still a profit, and I'm happy about that
Hopefully those groups don't turn into some shilling group for projects of their choice as that's what most discussion group turns into this days when greed comes into play. The founder take commission for enlightening such discussion in the group filled with enthusiast as the chances of some joining in the project is present.
Dipping coins are at a discount and should be encouraged to purchase if you have free fiats but you have to be very cautious as not all dipping coins are worthy of getting our patronage. The beer will kill up projects not seem fits so you have the be cautious to avoid been among those that'll be affected.