How often do you actually have cash? It's rare that I do! The next item on this list is money.
Then... Buy Bitcoins.
By and large you should draw a line between digital money and cryptocurrency such as bitcoin. Digital money that is near at hand has been invented by central banks to represent tokenized fiat and being such they inherited all its cons. They trampling over facts of the need to trust to 3
rd party and lack of the real backing. So in the large run of competition with cryptocurrency one can expect downfall of the digital money.