I'm regular worker since I'm 20 years old now I'm 40 but have no money save in this age. I think we should get extra income especially in online Job, many company now are looking for people who help their company, example promoting their company in social media, creating presentation, software etc. Because salary in regular work is not enough to save money.
You came a long way brother. I can see why you don't have any savings at the end of your working cycle. Before 20 years there wasn't an opportunity like today's online working sector. But there were too many opportunities in the real world business. Right now there is too many work but there is much competition too. So its true that we have multiple option right now but the competition is also big.