DCA is the solution for not being able to get swindled when China bans bitcoins again.
No matter how long it takes, it will pay off. You won't lose your home or have to move back into your parents' house
If you're hodling, than what's the big difference? You ignore the FUD and wait for years until you see big profit. With DCA it will take even longer to see big profits, because your purchase is split across many years. DCA is likely reducing your profits, but it doesn't significantly reduce your risks, because you're still holding a volatile and speculative asset. You can't really compare Bitcoin to saving accounts, because saving accounts guarantee profit. Bitcoin guarantees nothing.
i feel it is the other way around with dca strategy on the basis of the fact that you buy at certain key price levels with the sole aim of getting a much better value as an entry point which will put you in a better position to make more profits. Microstrategy uses this strategy to accumulate more bitcoin and they would be in big profits in bitcoin turns bullish again. Right now, their average buy is around $24000 to $28000 even though they bought bitcoin from the highs of $40000