Perhaps, they know already what will happen to them when the market will fall and they are willing to take the risk. On our side, of course, it has a positive impact in a way that it helps to maintain the huge demand and market volume. The adoption of these financial institutions encourages other companies to do as well. We're not seeing what would really happen in the future but most likely, it was not the worse thing I saw, I'm thinking about more market adoption than of today.