So my wife and I started buying bitcoin a couple of months ago, and as of right now we're the proud owners of 0.4 of a bitcoin.
Since everything is so cheap right now, I want to invest some more of our savings before things pick up again.
Should we just be focusing on BTC, or would we be better off diversifying (maybe Etherium?).
We got into crypto in order to help us own a house and be able to be semi-retired within the next 10 years, if that helps.
In general, it is always good to store / invest your money in several different places. This reduces the chance of losing everything at once in a market crash.
I personally prefer a more diverse portfolio, but still in moderation. In my opinion, 5-6 to a maximum of 10 coins is a good option.
And yes, if you have decided to invest in altcoins, according to
Ethereum is a must for your portfolio. You can allocate your budget as follows: 60% BTC, 30% ETH and 10% in other altcoins.