BTC, ETH and BNB. Are the good cryptos to hold. Bitcoin is not an altcoin though but it's one of the best crypto to hold with your altcoins.
The lawsuit against XRP, people are no longer interested on it. Whether XRP wins or not, no matter what the result is, people will buy and dump that coin.
XRP is indeed a coin that has higher volatility than BNB and ETH, but if traced, or analyzed more deeply,
all the declines and increases based on the price of Bitcoin, if bitcoin does not experience a big dump I am sure altcoins will also not experience a severe dump like last month.
then, investing in altcoins does have a lot of risks, yes to be safer indeed I agree with you, BNB and ETH might be a good choice