Every end user of money should have a voice as to their ideal money. They use it every day so they have the right to express their suggestions of what money should be as well as their criticisms on the current state of the money they are using.
Why should we talk to bankers if we discuss about Bitcoin? Are they experts? Many bankers do not even know what Bitcoin is, so why should we even give weight to a banker's word about Bitcoin?
Only Car makers can build the best cars.
Only ship makers can create best cars.
Stop dreaming about benefits for whole society People are not equal.