[...]
But anyhow, yes, sometimes I did stumble a bit, including that there could be some difficulties to pass down the bitcoins when that mac truck hits the HODLer who has not properly written down instructions to the spouse and/or to other heirs, and surely there could also be a problem that if such good husband ONLY shares such info with such good wife, but the two of them get taken out by the same mac truck, then that might mean that such HODLer has inadequately accounted for weird things that could happen in terms of successorship, and there can be other problems or risks as well for when the house burns down, but the back-up happens to be in the house rather than in another building.. or if the other building is so god-damned close to the house, that they both burn down, and then there could be one fucked HODLer who has not adequately pee pared his/her lil selfie.
I am NOT even saying that I have these matters covered with even 95% certainty either. I have some various systems and then back up systems and instructions, and then gosh, just going over some scenarios causes me to consider that my various systems and back up systems are not really very good for if "that random and surprise thing were to happen".. .maybe one of the reasons for sticking with bitcoin ONLY.. because shit, there are so many things to learn that it could become even MOAR complicated when adding a few shitcoins into the mix.
I haven't written any instructions anywhere, for anyone to get access to my coins if I get hit by a bus or whatever. And I don't intend to. I don't have children (yet, if ever), so I don't feel any evolutionary pressure to pass my coins on to anyone. I have lots of relatives (cousins, nieces, nephews), but, frankly, I don't see it as fair and justifiable to give them free coins just because we are genetically related.
There's no free lunch in this world, and there shouldn't be. Everyone should use their own brain and capabilities to position themselves in this world, financially, socially, intellectually. Everyone should get on their bike and work their way through life, without expecting someone else (parent, spouse, donor or whomever) to give them a free ticket.
So, if I ever die suddenly, my coins' value will effectively be spread and divided among all coiners out there. Evenly. Equally. Fairly. I feel this is fairer and more just than simply giving my coins to some spoiled brat niece or lazy nephew, just because they contain part of my DNA. I know, this sounds very misanthropic, and maybe I am a misanthrope to a degree, but, sadly, I see very few reasons not to be.
I actually have been thinking about creating a trust to fund a developer or something like that.. but such a thing might be a bit complicated, including having instructions to manage the trust.. it is a budding idea, and I am not sure how far my idea would be able to get beyond just thinking about the matter...