Re: Will the Lightning Network Solve ALL Scalability Issues?
It seems more , like people are afraid to call a Bank a Bank. 
It seems to me that you don't understand the difference between a bank and a lightning node. The bank can transfer your money whenever they want; they just attempt not to. The lightning node cannot move your bitcoins same like I cannot move your bitcoins from your address.
Old Reference
Deposit Gold in a Bank
Banks let you transfer value using their BankNotes/IOUs
Deposit Bitcoin in LN Factory
LN Factories let you transfer value using their channels (IE: LN notes/IOUs)
*Look for the following to be added to LN Factories/Banks at a Future Date*
Custodial Fees, and seizures after certain lengths of inactivity
Actually the Bank does need the pretense of a legal reason to control your funds,
and you can sue them to retrieve any funds they put on hold.
Who will you sue, if the LN factory/Bank locks up and loses your funds? Blockstream?