Looking at the present situation of the market, it will be a better choice to hold on to your usd or stake it somewhere or even lending is a good option to increase your total value. Alts are not doing well and BTC is going sideways so be cautious about any trades.
Yes I agree, this time I would rather consider lending an option and increase my asset slowly till I get a good opportunity to invest in some altcoins.
Binance is the coin i would go for if i want to invest in some altcoins because i think it has to offer a lot more in the future.