There would always be someone who has the majority of something. That's what life is and we cannot compare those who have been here earlier or the ones who have the capacity to buy a lot of it. The real problem here is not everyone is getting the opportunity that BTC holders have and some cons that transacting with BTC is expensive right now.
i know that here we have some of the Bitcoin holders since 2013 but that doesn't change the real problem, Bitcoin is a millonaries game right now, retail investors can't do a shit about that.
What should retail investors do BTW? What do you mean by that?