Bitcoin is a millonaries game right now, retail investors can't do a shit about that.
Do millionaires not allow retail investors to buy during markets and sell at ATH? And Michael Saylor could easily get rekt as Bitcoin's current price is approaching his company's average Bitcoin buy. And don't forget that there's no good way to identify a Bitcoin wallet, because you can only see addresses. Exchanges are technically the richest wallets, but they represent millions of customers.