In retrospect: I should have bought Bitcoin when I first heard about it. But as we say in Dutch: "
achteraf kijk je een koe in zijn hol".
But your "35.6x" proves my point: Say you've been buying $20 per week in Bitcoin since February 26, 2015. You now have 6.28
BTC. If you continue buying this way, you add 0.03087
BTC per year (at current price). Compared to the 6.28
BTC you have already, I call that dust. What's the point in adding less than 0.5% per year?
That's why I'm not buying nor selling (other than what I need to pay taxes). If you're not into Bitcoin yet, this would probably still be a good strategy to start now.
I recently found a (Dutch) finance blog that mentioned this too (I think it was €20 per month).I tell you what the point of buying that amount is, it's called savings.
Any money from ones labor that is not needed for covering ones needs should be put into savings for the future. Traditional savings were done in fiat in bank accounts, but now, we have BTC. So if earning an income from labor and have money left over after expenses each week, where is the best place to put it?
I say in BTC, even if the amounts you refer to as dust are low. My reason for this is that in the long term I don't want to lose purchasing power of any of my excess labor, which is guaranteed in fiat.
Do remember, that would only make sense once your fiat savings has reached above a certain point which most people would call "emergency funds" which can be used in case of ... emergencies, which are not part of your regular expense budget.
That is, if you still live in a fiat world, which most of us do, then you'd only put into BTC any excess considering volatility. There is advice out there to have an emergency fund of between 3 to 6 months worth of expenses, in case you lose your primary source of income or some medical emergency happens that is not covered by your health insurance / government.
When you have money you think you won't need within the next 6 months (or maybe up to year) then yes, putting all that excess into BTC would make a lot of sense.
Of course, some of us actually have our funds already in BTC, so ... I guess just keep it there unless you need to spend it.
Yes, a good point and something I should have mentioned.