Don’t yoy think 5% transaction fee is high because it’s a decentralized token. And people love decentralized ecosystem for lowering the fees that they had to give the platform and govt.
Consumers should consider the impact of fees on investment, which may be greater than the impact of regulated investment products.it won’t an issue because the beneficiary is the one who stake this
For investors, it is more important to "do your homework and know what they are buying, or you should turn to a professional crypto asset manager to assess your risk exposure".