Loyce, if you are telling me that you are NOT currently buying bitcoin (by using DCA and other methods) because your investment timeline is less than 4 years, then that would be way more understandable than to imply that you are staying in cash because you are waiting for a lump sum investing opportunity… NOT that you are saying that, exactly.
In retrospect, I should have bought more Bitcoin a year ago. But I don't feel like doing it now, especially since Bitcoin is still more expensive than at my biggest sale ever in December last year (to pay taxes).