I feel like too many "finance" tokens are out there these days. Considering the market is not doing well at the moment and we are not in a bull, I would say that stay away from newer things that has been out less than 6 months, and go look for things that have been around for 3+ years, they are the ones that will go up first and after it goes up, you will have a chance to actually pick something else and go with that. It is not the ideal way to do things but it is definitely the most safe way to do it.

I am not saying alpaca finance is a bad investment, I do not even know them, I have never heard them before, this is the first time I am hearing about them, but that is enough reason for me to not invest with them since I am only caring about the older ones. Bitcoin, ethereum, bnb, ltc, and those type of things are the ones that will make you profit for now.