My examples with ETH, BNB are not limited only to them, other altcoins are also often managed, somewhere by the community, somewhere personally (by the council) of the creators, but in any case, this control is similar or similar to the monetary policy of Central Banks.
Corporations, NGOs, Governments, Banks manage themselves all the time with such governance structures. Do you want a corporation to make the monetary policy for you? Giving the example of BNB and CZs scrupulous methods to increase his platform's fee earning just shows that you do not understand the difference between Bitcoin and these other "corporations".
The real use of BTC as a means of payment for mass use is impossible due to long blocks and expensive commission.
Bullshit. There is LN. It is far better than all the other in terms of scaling as well as decentralization as an L2 system. Go search for"El Zonte Bitcoin beach". Don't repeat uninformed bullshit fed to you by Ethereum and BCS scammer devs and telegrams. I have nothing against ETH. Yet, those pretending that ETH can be a decentralized, sound money are only hell-bent on pumping their bags.
It is thanks to the monetary policy of BNB that the commission there costs 0.1-0.6 cents,
More bullshit. There is no monetary policy. BNB is a centralized coin that runs on Binance's servers. If an online ledger is all you care about, just use your bank for all those transactions. Continue giving the power of your wage and consumption to your central bank, your politicians and your coprorates. That is how the world has always been. Bitcoin fixes that.
My post is that noone cannot do without classical monetary rules and economic policy in fiat and in crypto economy.
Concern appreciated. Yet, take off your lenses and prejudices from holding bags of BSC shitc-tokens and rug-pulls where you and everyone like you hopes to get a 100X before it all crashes down. Bitcoin is not playing that game. It does not have one of those scam devs that newbies pay allegiance to in their TG and Discord just to get in on the next closed door pump and dump scheme.
Bitcoin's monetary policy is its deflationary emission, hard-cap, the community, censorship resistant, commitment to being community driven and constant innovation. That is the only policy it needs. If you still view "monetary policy" from the perspective of a central bank, why are you even into crypto??