I really don't believe in all these food loan requests. What, he doesn't even have money for food at the moment and in a month he will have to cover plus interest.
He needs money for food in a week, but what he will eat next week or the week after? Plus he needs to find the money for fud and for loan repayment.

I think all of the food-loan requests is just an attempt to provoke empathy, and more like begging.

Also, all of them offering gaming accounts as collateral are nothing but lazy people. They have spent a lot of time playing games, having a problem with their existence, and having no food on the table.