With it's SLOOOOOOOOOWWWWW blockchain and huge prices for transactions and limited supply. BTC will never be a practical finance. It will always be a niche.
So you came shilling some niche altcoins, not even the fastest and far from cheapest and tell that they're the solution? LOL!
Indeed, Bitcoin on-chain transactions are not the fastest and not the cheapest. LN fixes that.
Also, keep in mind that as soon as a decentralized altcoin also gets heavily used, the fees use to rise to the sky and the transactions get clogged/delayed. Eth has shown that already. So they're also not as good as advertised. But go for it, you may find some less centralized and less safe altcoins that will suit your needs. However, that won't make it better than Bitcoin.