Dancing around OPsec, but once we are able to reach a certain number of coins, sure we can spend and shave off from some of those coins along the way, but at the same time, each of us should attempt to establish the hanging onto a certain number of coins too.
I will say even for myself, I have had some times in which mistakes were made - but I have retained some ongoing efforts to attempt to hang onto a certain number of coins (and sure that number of coins that I have been striving to hang onto has been adjusted through time), and a lot of this also brings us back to Gresham's law considerations, and if we are keeping some value in other kinds of assets (presumptively some of that is liquid, such as cash), then we should be attempting to figure out ways to spend from the other assets before spending from our bitcoin stash, especially when we seem to be in a dippening kind of stage..
Of course, if BTC prices are in an upwards and exponential price rise period, we might be able to carry ourselves a bit more like drunken sailors and perhaps end up spending a bit more of our BTC stash up to amounts that are within our consideration of how many coins that we are ok. with shaving off before going back to spending our less valuable assets/currencies such as cash.
pretty much as you say.
but there can come a time when you absolutely need some most or even ALL your corn sold. dont even feel bad about it. be thankful you have it. beads crushing debt, hospital bill that will send you to section 8 housing.
never sell btc unless its for funzies (ie you have plenty of corn. maybe even look to replace that btc with fiat if it drops but dont depend on it. and usually i dont ever bother to re buy back on dips depending on what my reserves look like - although i do on occasion. frex last year i found the need started to keep a large cash position that i have on the "DONT MOVE THIS FIAT" account. and yes the emergency account that ONLY is used for that. i have kept as much as 3 years worth at the current burn rate (that burn rate does not include traditional regular income from ETF etc) on fiat in there. plus the regular burn rate is in large part covered my my tradition stuff.. 401s, etf, stocks, so even if btc crated tomorrow i *should* bbe set.
as long as you dont do a mindrust and come up with a plan to cash out enough corn for a 4 year bear market period (well i do