You are both big optimists. XRP will never catch up with Bitcoin .. let me tell you more XRP will never catch up with any real cryptocurrency, for the very obvious reason - it is not a cryptocurrency because it does not follow the basic principle of decentralization. Speculators will earn and lose on XRP, but as far as I am concerned, XRP should not appear in combinations with real cryptocurrencies at all.
I believe in what you say because it is clear that XRP will not be able to pass Bitcoin in many ways and aspects, after all XRP has also experienced problems that some people think will no longer be solved.
Like what exactly?
I think XRP is very useful according to its usage, the problem that I see with XRP is the lawsuit against them and I think there's a positive development on that in favor of the team. Both have a different purpose, the latter is centralized while bitcoin is decentralized, and we can listen to different opinions from people but XRP would not survive and become successful up to the present if investors do not trust it.