@Lucius
"How many posts have you seen of a novice showing up here and addressing someone as if talking to a bank clerk - "I lost my BTC, please sir give it back to me"
I have not seen. Maybe because everyone knows that in this system, your destiny is in your hands.
After 6 years on the forum, I saw a lot of confused users who literally came here and addressed the forum as someone responsible for their problems - because they no doubt identified Bitcoin with the bitcointalk forum as a place where they can seek some justice. You will find most such examples in Beginners & Help, Marketplace> Service Discussion> Web Wallets & Exchanges, but also in the Electrum board.