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It is worrying that the poor do have the wrong way of thinking and that they get in their environment. Poor environment doesn't teach how to
manage money in order to make more money, therefore poor people will always spend money if given large amounts of money. Actually the key
to eradicating poverty is how to improve the education system, so that the way of thinking of the poor can change.
That is the problem - their thinking and approaches to spending money are such that they do not give an opportunity to break out of this state. Instead of spending on education, training, they eat it up with tears of "why are we so poor." For example, the concept of "financial cushion" is not familiar to them at all, or this practice is considered unacceptable. Explanation for everything that is not done from what needs to be done - "we are poor." In one word - without a change in mentality, it is useless to expect a change in their state.