You can take risk with your life, you can take risk with your computer.
But nobody would tell you to take risk with them, but they all tell you to take money risk because why?
Because MONEY is the riskiest of all risk!! They tell you to take the riskiest gambling with your life. After you take MONEY risk, you are gambling with your life and death, you loss the money the future await you is hell and death!
Never go full retard!! You can take any risk but never take risk with your MONEY!!
Fuck all the people who tell you to take money risk.
If you do not want to take any risk with your money then be my guest, just a reminder if you are holding fiat currencies then you are basically invested in that fiat currency and you are hoping that it is going to keep having value, this is not the worst risk you can take as fiat currencies crash to zero but this is not as common, the problem is that you lose purchasing power each day through inflation, personally I prefer to take my chances with bitcoin which multiplies its value instead of losing it, but at the end of the day each person needs to take that decision by themselves.