Can someone explain this to me like I'm a dummy? How can you possibly earn a guaranteed 45% APY over any period of time? All conventional wisdom says anything like this is a ponzi scheme, so I must be missing something.
You need to read the term and conditions for the 45% APY savings.
It is 45% APY for only 14 days locked savings. That break downs to 0.123% per day so total of 1.72% for 14 days. Individual cap of 100,000 FUN Token and total cap of 2M FUN Token so even if someone put in 100k token that would be an extra of 1720 FUN after 14 days
This is only to incentive people to stop trading their FUN Token and save it instead, not to give free money to everyone else