I have a question somewhat related to this topic for tips on how to stay prepared for the worst case scenario.  Does anyone have recommendations for miners or me (who mine at their house) to insure their equipment for a worst case scenario (theft, fire, flood, etc)?

I called my insurance company regarding what is covered and was told that my current policy only covers $5k total for electrical goods in the house.  Even before mining I was in excess of that amount due to TVs, laptops, desktops, tablets, etc.  I asked for information regarding how to insure my ‘custom computers’ and was told that I needed a ‘personal article rider’ for each computer.  For everyone who may be curious, I have State Farm insurance and was quoted a price of $2.2 for every $100 for the ‘personal article rider’.  At this time I do not have the policy as I have been trying to figure out of there is a better alternative and am looking for whatever advice can be given.