As long as you are saying the price of a Hardware Wallet is too expensive at the moment, I assume you do not have or plan to invest that much into cryptocurrencies.
Or OP is looking at the wrong place. IMO, Nano S or the equivalent alternative is cheap enough and it should be good enough for most users. OP don't really have to buy a Nano X or something similar if he has no use for it. OP, just list what you need before you start looking a HW, I'm pretty sure you'll find a good deal sooner or later.