This is exactly the point where, hdlibg becomes really difficult to some individuals or investors because, there would always be a want or need that would require funds eventually. For this reason, hodling might come easy to some and really difficult to others. Those that might find it easy are those with a lot of leverage as to how much income they've got and the source to it's replenishment. Something most average men lack.
Most individuals sees bitcoin as a get away from poverty, some sort of financial freedom and as such, would continue to reap off ROI after some wholesome investment but then, the market dances on both sides, the world presents some difficulties and they go about searching out funds from their bitcoin investment and bum, your right back where you started. For a poor guy, there is little or no hope.